E-Johannesburg, 17 Meyi 2024 – Abenza imikhonyovu eminingi baqonda kubantu abafuna ukutshala imali futhi bakhulise imali yabo. Laba bakhwabanisi bavame ukuthembisa inzuzo enkulu ngengozi encane noma engekho nhlobo, bedukisa abantu ekufakeni imali yabo ezinhlelweni ezizwakala zizinhle kakhulu ukuba zibe yiqiniso. Ngokubona lobu bungozi, i-Johannesburg Stock Exchange (JSE) yethule i-‘Verify a Broker’, ithuluzi eliku-inthanethi elenzelwe ukusiza abantu baqinisekise ukuthi abathengisi bamasheya kanye nabahlinzeki bezinsizakalo zezezimali abasebenzisana nabo bangempela futhi bathembekile. Leli thuluzi lisekela noma ubani ofuna ukwenza ukukhetha kokutshalwa kwezimali okuphephile ngokuqinisekisa ukuthi usebenza kuphela nezingcweti ezisemthethweni nezinkampani.

Abathengisi bamasheya bangochwepheshe abanikeza ukwesekwa ngokuthengwa nokudayiswa kwamasheya ezimakethe ezifana ne-JSE. Angabaluleka kunoma ngubani ofuna ukutshala imali kumasheya ngoba unobuchwepheshe namathuluzi okwenza ukuhweba ngempumelelo. Eceleni kwabadayisi besitoko, kunezinye izinhlobo Zabahlinzeki Benkonzo Yezezimali, noma ama-FSP, anikezela ngezinsizakalo ezahlukahlukene zezezimali. Lokhu kufaka phakathi abeluleki bezezimali, abaphathi bezikhwama, nabadayisi bomshwalense, ngamunye edlala indima ehlukile ekusizeni ukuphatha ukutshalwa kwezimali. ‘Qinisekisa Umthengisi’ uqinisekisa ubuqiniso balaba ochwepheshe bezezimali abahlukahlukene, ukuqinisekisa ukuthi basemthethweni.

Ithuluzi elithi ‘Qinisekisa Umthengisi’ lisebenza ngokunikeza umbono ohlanganisiwe wesizindalwazi somthengisi wamasheya we-JSE ovela kusizindalwazi esiphethwe yi-Financial Sector Conduct Authority (FSCA), uhlaka olulawulayo oluqondise ochwepheshe bezezimali nezinhlangano eNingizimu Afrika. Bonke abahlinzeki bezinsizakalo zezezimali, okuhlanganisa nabadayisi besitoko, kufanele babhaliswe ne-FSCA ukuze basebenze ngokusemthethweni. Ngokusesha lisebenzisa igama lenhlangano noma inombolo yomhlinzeki wezinsizakalo zezezimali ngokumelene nale database, ithuluzi liqinisekisa ukuthi ochwepheshe bezezimali obacabangelayo njengomtshali-zimali baqashelwa ngokusemthethweni futhi bahlangabezana nazo zonke izindinganiso zokulawula, okukunikeza ukuthula kwengqondo lapho unquma ukutshala imali ngabo. .

"Ithuluzi kulula ukulisebenzisa futhi lisiza wonke umuntu - kusukela kogogo nomkhulu abatshala imali yabazukulu babo kuya kochwepheshe abasebasha abagqugquzelwa abagqugquzeli bezezimali ezinkundleni zokuxhumana - ukwenza isiqiniseko sokuthi ochwepheshe babo bezezimali bathembekile. Sifuna abantu baseNingizimu Afrika bazizwe beqiniseka futhi banolwazi lapho benza izinqumo zokutshala izimali ngemali abayisebenzele kanzima. Leli thuluzi lenza inqubo yokutshalwa kwezimali ibe sobala futhi iphephe kakhudlwana,” kusho uNongcali Rubushe, iNhloko yezokuThengisa nokuVumela amaBhizinisi e-JSE.

Ungawubona kanjani umkhonyovu

Imikhonyovu ivame ukujaha abantu ukuthi batshale imali ngokushesha, ibacindezele ukuthi bangaphuthelwa yithuba lokuzuza inzuzo enkulu ngokutshalwa kwezimali “okuqinisekisiwe”. Iqhinga elilodwa elivamile umkhonyovu wemali ekhokhwa kusengaphambili, lapho abakhwabanisi becela khona imali kusengaphambili, bethembisa inzuzo enkulu kamuva. Omunye umkhonyovu wukukhwabanisa kokumaketha ngocingo, lapho imikhonyovu izenza izisebenzi noma abeluleki base-JSE ukuze ikhohlise abantu ngocingo. Baphinde bakha amaphrofayili omgunyathi e-JSE ezinkundleni zokuxhumana namawebhusayithi ukuze bantshontshe imali noma imininingwane yomuntu.

I-JSE nanoma yimuphi omunye wabamele bayo akasoze afona ukuze athole ulwazi lwakho lomuntu siqu noma akucele ukuthi utshale imali ngocingo. Okuwukuphela kwendlela yokuhweba ngqo e-JSE, ngokusebenzisa umthengisi wamasheya ogunyaziwe futhi uhlu lwabadayisi bamasheya lungatholakala ku-www.jse.co.za/brokers/find-a-broker.

Zivikele ekukhohliseni

“Uma kuzwakala kukuhle kakhulu ukuba yiqiniso, ngokuvamile kuba njalo. Cwaninga noma yiliphi ithuba lokutshala imali ngaphandle kokuthi umthengisi noma iwebhusayithi ikunikeza ini. Ungalokothi ugijimele ethubeni lokutshala imali. Uma ushesha noma utshelwa ukuthi ungaxoxi nabanye ngakho, kungenzeka ukuthi uyaqolwa. Ayikho into eqinisekisa ukubuya emalini etshaliwe,” kusho uRubushe.

“Ukuvikela abatshalizimali kanye nokugxilisa ulwazi lwezezimali kubalulekile kithi e-JSE. Njengokuhwebelana okukhulukazi e-Afrika, silazi kahle iqhaza esilibambayo ekuthuthukiseni umphakathi wethu kanye nokuhlomisa abantu abavela kuzo zonke izigaba zokuphila ngamathuluzi nolwazi olubenza bakwazi ukuvikela izintshisekelo zabo zezezimali, benze izinqumo ezinolwazi, futhi baphishekele ukutshalwa kwezimali kwabo imigomo ngokuzethemba." 

Ukuze usebenzise ithuluzi elithi ‘Qinisekisa Umthengisi’, sicela uvakashele ku-https://www.jse.co.za/verify-a-broker-or-fsp. Uma uhlangabezana nomkhonyovu ongase ube khona, yibike ngokushesha ngokuthumela i-imeyili ku-[email protected].

IYAPHELA

MAYELANA NE-JSE

I-Johannesburg Stock Exchange (JSE) inomlando ozinzile wokusebenza njengendawo yemakethe yokuhwebelana ngemikhiqizo yezezimali. Kuyiqembu eliphayona, elixhumeke emhlabeni jikelele elivumela ukukhula komnotho okubandakanyayo ngemikhiqizo ethenjwayo, esezingeni lomhlaba, enesibopho emphakathini, kanye nezinsizakalo zomtshali-zimali wesikhathi esizayo. Ihlinzeka ngezimakethe zezimali eziyinhloko nezisezingeni eliphezulu ezivikelekile nezisebenzayo kulo lonke uhla oluhlukahlukene lwezibambiso, ukulingana, okuphuma kokunye, kanye nezimakethe zezikweletu. Izishaya isifuba ngokuba yimakethe ekhethwa ngabatshalizimali bakuleli nabakwamanye amazwe abafuna ukuthola ulwazi ngezimakethe zezimali ezihamba phambili ezwenikazi lase-Afrika.

I-JSE njengamanje ikleliswe ohlwini lokuhwebelana ngesitoko elingama-20 elikhulu kakhulu emhlabeni ngokwemali yemakethe, futhi iyimakethe enkulu kunazo zonke e-Afrika, njengoba isineminyaka engaphezu kwe-136 isebenza. Njengokushintshana okuhamba phambili emhlabeni wonke, i-JSE iyakha ngokubambisana, ivule inani futhi yenza ukuxhumana kwangempela kwenzeke. www.jse.co.za 

I-JSE ithatha ubumfihlo bakho njengento ebalulekile ngokuhambisana noMthetho we-POPI. Sizama ukukuthumelela kuphela ulwazi olubalulekile esicabanga ukuthi luyoba nentshisekelo kuwe kanye nesihloko semidiya osebenza kuso. Asikho isenzo esidingekayo uma ujabulela ukuqhubeka nokuthola izindaba nolwazi lwe-JSE. Uma kwenzeka ushintsha umqondo wakho nganoma yisiphi isikhathi ngokuzayo, sicela usazise. Uma ungafisi ukuthola izindaba nolwazi lwe-JSE, sicela uphendule le imeyili futhi sizokususa ekusabalaliseni okuzayo.